Promo Terms & Conditions:

  1. Enjoy the IDR 200.000 discount with a minimum transaction of IDR 400.000
  2. Limited promo quota every day
  3. Enter the voucher code: ATOME12 on the check out page
  4. 1 (one) customer can only use the voucher code 1 (one) time at each merchant
  5. Enjoy the promo during the period: 10 - 12 December 2020
  6. Enjoy the promo with the 3 months instalment option from Atome: No DP, No Admin Fee, 0% interest
  7. This promo T&C is subject to change without notice


  1. Select the product you want to buy 
  2. Select Atome as payment method
  3. You will be directed to Atome's payment details page. Based on the amount of your transaction, you will get 2 instalment options:
  • 3x instalments; or
  • 3x instalments and 6x instalments.
  1. For new users (don't have an Atome account), you must register first. Please prepare your KTP
  2. Registered users will be directed to the instalment details page to apply for instalments
  3. Wait 3 minutes for the instalment application verification process
  4. After your application is approved, the merchant will process your order and 
  5. The first payment bill will due 1 (one) month after you completed the transaction. For bill payments, you will receive an SMS reminder 3 days before the payment is due.


Terms & Conditions of Service:

  1. Minimum transaction using Atome: IDR 100,000
  2. As long you have ongoing bills, you will need to pay Membership Fee Rp 25.000 (flat) once per month
  3. If you are late in paying bills, you will be charged with late fees as follows:


Late fee for 3x instalment

Due per day

Late fees (Accumulation)


Rp 50.000


Rp 30.000

Note: If you are 8 days late from the due date, the total late fee that you must pay is IDR 80,000.


These terms and conditions of service are subject to change at any time without prior notice.


For more information about Atome's instalment services, please contact us at support@atome.id





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